Recurring Investment (SIP) Calculator
Grow wealth by investing a fixed amount on a schedule.
About this calculator
A Systematic Investment Plan (SIP) means investing a fixed amount at regular intervals instead of all at once. This calculator projects what those steady contributions could grow to, compounding at your expected annual rate of return. Because you invest across market highs and lows, an SIP also averages your entry price over time — a discipline that suits volatile markets like the PSX.
Enter your contribution, how often you invest, your expected annual return, and the number of years. The result splits your projected corpus into what you put in versus the growth on top, so you can see compounding at work.
Frequently asked questions
What return should I assume?
Use a realistic long-run figure for your asset mix. Pakistani equity funds have historically delivered double-digit returns over long periods but with high volatility; fixed-income and money-market returns are lower and steadier. The calculator is only as accurate as the rate you enter.
Monthly vs quarterly vs yearly — does it matter?
More frequent investing compounds slightly more often and smooths your average buy price, but the bigger driver of your final corpus is the total amount invested and the return rate.
Is the return guaranteed?
No. Markets fluctuate and the assumed rate is just an assumption. Use the tool to compare scenarios, not as a promise of outcomes.
Related calculators
These calculators are for general information and planning only. They use the assumptions you enter and do not constitute financial, tax, or investment advice. Returns are not guaranteed; verify figures independently before making decisions.