Pension & Retirement Calculator
Project your pension pot and the income it buys.
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About this calculator
This calculator projects the pension pot you could build from your current savings plus regular monthly contributions, compounding until your chosen retirement age. It then estimates a sustainable monthly income that pot could provide across your retirement.
Pension outcomes are sensitive to small changes — a slightly higher return or a few more years of contributions changes the result markedly. Remember that contributions to a pension also attract tax relief, which this simplified tool does not model.
Frequently asked questions
How is the retirement income estimated?
The tool spreads your projected pot over your expected retirement years with modest continued growth, giving an approximate sustainable monthly drawdown. It is a planning guide, not a guaranteed annuity or drawdown quote.
Does it include tax relief or the State Pension?
No. It models only the pot you build from the contributions you enter. Pension tax relief and the State Pension would improve the real picture.
Related calculators
These calculators are for general information and planning only. They use the assumptions you enter and do not constitute financial, tax, or investment advice. Tax figures are simplified estimates for the stated tax year. Returns are not guaranteed; verify figures independently before making decisions.