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Planning

Savings Goal Calculator

Find the monthly amount needed to hit a target.

$50.0K
$
$5.0K
$
7%
%
8 yrs
yrs
Invest each month
$322
$322 / month
Your savings grow to
$8,739
You'll contribute
$30,898

To reach $50,000 in 8 years at 7% return, invest about $322 every month on top of your existing savings.

About this calculator

Set a target amount and a deadline, and this calculator tells you how much to invest each month to get there. It accounts for any savings you already have and the compounding on future contributions, so you get a realistic monthly figure rather than a simple division.

Use it to plan for a down payment, a car, or any goal with a number and a date. If the monthly amount looks too high, try extending the timeline or a slightly higher (but realistic) return.

Frequently asked questions

What if I already have some savings?

Enter your current savings and the calculator grows that balance forward too, reducing the monthly amount you need to add.

Related calculators

These calculators are for general information and planning only. They use the assumptions you enter and do not constitute financial, tax, or investment advice. Tax figures are simplified estimates for the stated tax year. Returns are not guaranteed; verify figures independently before making decisions.