Child Education Planning Calculator
Plan for rising education costs, years ahead.
Education costing Rs 2,000,000 today is projected to cost Rs 6,276,857 in 12 years at 10% education inflation.
About this calculator
Education costs in Pakistan rise faster than general inflation. This calculator first inflates today's cost of the course or degree to what it will likely cost when your child enrols, then works out how much to invest each month to fund that future amount.
Enter the present-day cost, the years until your child needs it, an education-inflation rate, and the return you expect on your savings. Starting early dramatically lowers the monthly amount required, because compounding does more of the work.
Frequently asked questions
What education-inflation rate should I use?
Education inflation often runs above headline CPI. A conservative plan uses a higher rate than general inflation; the calculator lets you set it explicitly so you can stress-test.
Why save instead of paying from income later?
Funding a large future cost from a single year's income is hard. Spreading the burden over many years and letting compounding contribute means smaller, manageable monthly amounts.
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These calculators are for general information and planning only. They use the assumptions you enter and do not constitute financial, tax, or investment advice. Returns are not guaranteed; verify figures independently before making decisions.