Inflation Calculator
Measure how inflation changes the value of money.
At 11.0% average inflation, what costs Rs 100,000 today is expected to cost Rs 283,942 in 10 years.
About this calculator
Inflation steadily reduces what a rupee can buy. This calculator works two ways: it shows what a basket of expenses costing a certain amount today will likely cost in the future, and what a future sum is worth in today's purchasing power. Pakistani inflation has been high and variable, which makes planning for big future costs especially important.
Use it alongside the savings and retirement calculators: a return that merely matches inflation preserves purchasing power but builds no real wealth — the gap above inflation is your real return.
Frequently asked questions
What inflation rate should I enter?
Use a realistic long-run average for Pakistan rather than any single year's figure, which can spike or fall sharply. You can test a range to see how sensitive your plan is.
What is a 'real' return?
It's your investment return minus inflation — the growth in actual purchasing power. A 15% return with 12% inflation is only about 3% real, which is what truly grows your wealth.
Related calculators
These calculators are for general information and planning only. They use the assumptions you enter and do not constitute financial, tax, or investment advice. Returns are not guaranteed; verify figures independently before making decisions.