Retirement Planning Calculator
Project your retirement fund and the income it buys.
About this calculator
This calculator projects the retirement fund you could build from your current savings plus regular monthly contributions, compounding until your chosen retirement age. It then estimates a sustainable monthly income that corpus could provide across your retirement years.
Retirement planning is sensitive to small changes — a slightly higher return or a few more years of contributions can change the outcome dramatically. Revisit the numbers as your income and goals evolve, and remember to factor inflation into the lifestyle you are planning for.
Frequently asked questions
How is the retirement income estimated?
The tool spreads your projected corpus over your expected retirement years with modest continued growth, giving an approximate sustainable monthly drawdown. It is a planning guide, not a guaranteed annuity quote.
Should I adjust for inflation?
Yes. Use the Inflation calculator to understand how much today's lifestyle will cost at retirement, then set your target accordingly. Consider entering a 'real' (after-inflation) return for a conservative estimate.
Related calculators
These calculators are for general information and planning only. They use the assumptions you enter and do not constitute financial, tax, or investment advice. Returns are not guaranteed; verify figures independently before making decisions.